If it sounds too good to be true, it probably is, right? And we all know there are a lot of scams out there to be careful of. We’ve seen the ads or the mailers that scream out their incredible, unbelievable headlines - “Government homes for $1!” or “Wronged by your lender? We’ll get your mortgage wiped off!”
It’s to the point that we’re all skeptical. Well, apparently we are now TOO skeptical! Even when there is legitimate help, they aren’t taking advantage of it! There are two main programs out there right now where you may be eligible for help, even if you already lost your home to foreclosure. There is the independent foreclosure review, that will do a free review of your foreclosure to determine if it was done improperly and see if you are due any money, and then the national mortgage settlement that may help with either a loan mod, principal reduction or also if you already lost your home to foreclosure. Over 4 million homeowners qualify for one of these programs, but only 5% have applied!
I don’t have the space to get into all the details of each program, so I’ll just give you the websites that you can check out and then apply if you think you may qualify. Each of these programs are FREE. It wouldn’t hurt to look and apply!
If you have questions on this or any other real estate topic, call me at (925) 240-MOVE (6683). To search theMLSfor free and view virtual tours of homes for sale, go to: www.SharpHomesOnline.com. Sharp Realty